{
  "nombre": "Composición de ETF y fondos indexados",
  "descripcion": "Reparto por países y sectores de cada producto, con la fuente y la fecha de cada dato. Elaborado a partir de la información pública de las gestoras y de Yahoo Finance.",
  "licencia": "CC BY 4.0",
  "alcance": "La licencia cubre nuestra elaboración: el reparto agregado por países y sectores. Las posiciones individuales de cada fondo no se incluyen: pertenecen a su gestora, y para reutilizarlas hay que consultar sus condiciones.",
  "atribucion": "Divelya — https://www.divelya.com",
  "contacto": "contacto@divelya.com",
  "generado": "2026-10-26T14:51:08.368Z",
  "productos": 100,
  "aviso": "Los porcentajes pueden no sumar 100 por redondeos, liquidez o datos no disponibles. Cuando un dato es aproximado, el campo asOf lo indica. Información educativa: no es asesoramiento financiero.",
  "datos": {
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      "nombre": "iShares Core S&P 500 ETF",
      "paises": {
        "United States": 100
      },
      "origenPaises": "override",
      "sectores": {
        "Real Estate": 1.7,
        "Consumer Cyclical": 8.74,
        "Basic Materials": 1.56,
        "Consumer Defensive": 4.33,
        "Technology": 40.45,
        "Communication Services": 9.95,
        "Financial Services": 11.2,
        "Utilities": 1.88,
        "Industrials": 7.54,
        "Energy": 3.4,
        "Healthcare": 9.26
      },
      "categoria": "Large Blend",
      "ter": 0.03,
      "fecha": "Aproximado por índice (fondo de EE. UU.)",
      "fuentes": [
        "override",
        "yahoo"
      ]
    },
    "ITOT": {
      "nombre": "iShares Core S&P Total U.S. Stock Market ETF",
      "paises": {
        "United States": 100
      },
      "origenPaises": "override",
      "sectores": {
        "Real Estate": 2.12,
        "Consumer Cyclical": 8.73,
        "Basic Materials": 1.81,
        "Consumer Defensive": 4.15,
        "Technology": 38.4,
        "Communication Services": 9.17,
        "Financial Services": 11.53,
        "Utilities": 1.86,
        "Industrials": 8.78,
        "Energy": 3.55,
        "Healthcare": 9.91
      },
      "categoria": "Large Blend",
      "ter": 0.03,
      "fecha": "Aproximado por índice (fondo de EE. UU.)",
      "fuentes": [
        "override",
        "yahoo"
      ]
    },
    "IWM": {
      "nombre": "iShares Russell 2000 ETF",
      "paises": {
        "United States": 100
      },
      "origenPaises": "override",
      "sectores": {
        "Real Estate": 6.41,
        "Consumer Cyclical": 8.6,
        "Basic Materials": 4.28,
        "Consumer Defensive": 2.57,
        "Technology": 14.55,
        "Communication Services": 2.33,
        "Financial Services": 17.97,
        "Utilities": 2.7,
        "Industrials": 13.29,
        "Energy": 6.36,
        "Healthcare": 20.93
      },
      "categoria": "Small Blend",
      "ter": 0.19,
      "fecha": "Aproximado por índice (fondo de EE. UU.)",
      "fuentes": [
        "override",
        "yahoo"
      ]
    },
    "ACWI": {
      "nombre": "iShares MSCI ACWI ETF",
      "indice": "MSCI ACWI",
      "paises": {
        "United States": 64.64,
        "Japan": 5.09,
        "Taiwan": 3.24,
        "United Kingdom": 3.05,
        "Canada": 3.03,
        "Korea (South)": 2.11,
        "Switzerland": 2.02,
        "France": 1.97,
        "Germany": 1.85,
        "China": 1.71,
        "Australia": 1.44,
        "India": 1.28,
        "Netherlands": 1.15,
        "Spain": 0.81,
        "Sweden": 0.78,
        "Italy": 0.63,
        "Ireland": 0.62,
        "Brazil": 0.57,
        "Denmark": 0.37,
        "Singapore": 0.37,
        "South Africa": 0.34,
        "Hong Kong": 0.34,
        "Saudi Arabia": 0.27,
        "Belgium": 0.25,
        "Finland": 0.23,
        "Israel": 0.22,
        "Mexico": 0.19,
        "Norway": 0.15,
        "Thailand": 0.13,
        "United Arab Emirates": 0.11,
        "Malaysia": 0.11,
        "Poland": 0.1,
        "Austria": 0.07,
        "Indonesia": 0.06,
        "Portugal": 0.06,
        "Greece": 0.06,
        "Peru": 0.05,
        "Kuwait": 0.05,
        "Hungary": 0.04,
        "Qatar": 0.04,
        "New Zealand": 0.04,
        "Chile": 0.03,
        "Turkey": 0.03,
        "Philippines": 0.03,
        "Colombia": 0.03,
        "Czech Republic": 0.01
      },
      "origenPaises": "proxy:SSAC",
      "sectores": {
        "Real Estate": 1.47,
        "Consumer Cyclical": 8.16,
        "Basic Materials": 3.39,
        "Consumer Defensive": 4.47,
        "Technology": 33.91,
        "Communication Services": 8.07,
        "Financial Services": 15.96,
        "Utilities": 2.2,
        "Industrials": 9.96,
        "Energy": 3.98,
        "Healthcare": 8.44
      },
      "categoria": "Global Large-Stock Blend",
      "ter": 0.32,
      "fecha": "Yahoo Finance · países del índice MSCI ACWI, según la cartera de SSAC (iShares · 23/Oct/2026)",
      "fuentes": [
        "yahoo",
        "proxy:SSAC"
      ]
    },
    "EFA": {
      "nombre": "iShares MSCI EAFE ETF",
      "indice": "MSCI EAFE",
      "paises": {
        "Japan": 24.21,
        "United Kingdom": 14.68,
        "Switzerland": 9.53,
        "France": 9.28,
        "Germany": 8.77,
        "Australia": 6.66,
        "Netherlands": 5.48,
        "Spain": 3.92,
        "Sweden": 3.54,
        "Italy": 2.99,
        "Singapore": 1.77,
        "Hong Kong": 1.77,
        "Denmark": 1.64,
        "Finland": 1.18,
        "Belgium": 1.1,
        "Israel": 1.05,
        "Ireland": 0.84,
        "Norway": 0.67,
        "Austria": 0.34,
        "Portugal": 0.21,
        "European Union": 0.17,
        "New Zealand": 0.17
      },
      "origenPaises": "proxy:IWDA",
      "sectores": {
        "Real Estate": 1.52,
        "Consumer Cyclical": 7.18,
        "Basic Materials": 5.83,
        "Consumer Defensive": 6.42,
        "Technology": 12.04,
        "Communication Services": 4.74,
        "Financial Services": 26,
        "Utilities": 3.56,
        "Industrials": 18.7,
        "Energy": 3.94,
        "Healthcare": 10.07
      },
      "categoria": "Foreign Large Blend",
      "ter": 0.32,
      "fecha": "Yahoo Finance · países derivados de IWDA filtrando su cartera al índice MSCI EAFE (iShares · 23/Oct/2026)",
      "fuentes": [
        "yahoo",
        "proxy:IWDA"
      ]
    },
    "IEFA": {
      "nombre": "iShares Core MSCI EAFE ETF",
      "indice": "MSCI EAFE IMI",
      "paises": {
        "Japan": 24.21,
        "United Kingdom": 14.68,
        "Switzerland": 9.53,
        "France": 9.28,
        "Germany": 8.77,
        "Australia": 6.66,
        "Netherlands": 5.48,
        "Spain": 3.92,
        "Sweden": 3.54,
        "Italy": 2.99,
        "Singapore": 1.77,
        "Hong Kong": 1.77,
        "Denmark": 1.64,
        "Finland": 1.18,
        "Belgium": 1.1,
        "Israel": 1.05,
        "Ireland": 0.84,
        "Norway": 0.67,
        "Austria": 0.34,
        "Portugal": 0.21,
        "European Union": 0.17,
        "New Zealand": 0.17
      },
      "origenPaises": "proxy:IWDA",
      "sectores": {
        "Real Estate": 2.65,
        "Consumer Cyclical": 7.89,
        "Basic Materials": 6.45,
        "Consumer Defensive": 6.19,
        "Technology": 11.76,
        "Communication Services": 4.66,
        "Financial Services": 24.2,
        "Utilities": 3.38,
        "Industrials": 19.42,
        "Energy": 3.88,
        "Healthcare": 9.54
      },
      "categoria": "Foreign Large Blend",
      "ter": 0.07,
      "fecha": "Yahoo Finance · países derivados de IWDA filtrando su cartera al índice MSCI EAFE IMI (iShares · 23/Oct/2026)",
      "fuentes": [
        "yahoo",
        "proxy:IWDA"
      ]
    },
    "EEM": {
      "nombre": "iShares MSCI Emerging Markets ETF",
      "indice": "MSCI Emerging Markets",
      "paises": {
        "Taiwan": 28.93,
        "Korea (South)": 18.83,
        "China": 16.33,
        "India": 11.36,
        "Ireland": 3.37,
        "South Africa": 3.08,
        "Brazil": 2.62,
        "Germany": 2.41,
        "Saudi Arabia": 2.31,
        "Mexico": 1.76,
        "United Arab Emirates": 1.28,
        "Poland": 1.24,
        "Thailand": 0.98,
        "Malaysia": 0.92,
        "Greece": 0.59,
        "Kuwait": 0.56,
        "Indonesia": 0.45,
        "Qatar": 0.44,
        "Chile": 0.43,
        "Peru": 0.41,
        "Turkey": 0.39,
        "Hungary": 0.35,
        "Philippines": 0.27,
        "Colombia": 0.21,
        "United States": 0.17,
        "Czech Republic": 0.12,
        "Egypt": 0.06,
        "Hong Kong": 0.06,
        "United Kingdom": 0.01,
        "European Union": 0.01
      },
      "origenPaises": "proxy:IEMA",
      "sectores": {
        "Real Estate": 0.94,
        "Consumer Cyclical": 7.49,
        "Basic Materials": 5.72,
        "Consumer Defensive": 2.44,
        "Technology": 44.18,
        "Communication Services": 5.85,
        "Financial Services": 19.15,
        "Utilities": 1.8,
        "Industrials": 6.05,
        "Energy": 3.52,
        "Healthcare": 2.87
      },
      "categoria": "Diversified Emerging Mkts",
      "ter": 0.72,
      "fecha": "Yahoo Finance · países del índice MSCI Emerging Markets, según la cartera de IEMA (iShares · 23/Oct/2026)",
      "fuentes": [
        "yahoo",
        "proxy:IEMA"
      ]
    },
    "IEMG": {
      "nombre": "iShares Core MSCI Emerging Markets ETF",
      "indice": "MSCI Emerging Markets IMI",
      "paises": {
        "Taiwan": 28.58,
        "Korea (South)": 18.2,
        "China": 17.78,
        "India": 12.1,
        "Brazil": 4.39,
        "South Africa": 3.09,
        "Saudi Arabia": 2.12,
        "Mexico": 1.75,
        "Poland": 1.31,
        "Thailand": 1.22,
        "United Arab Emirates": 1.22,
        "Malaysia": 1.12,
        "Greece": 0.62,
        "Germany": 0.58,
        "Kuwait": 0.57,
        "Chile": 0.51,
        "Indonesia": 0.49,
        "Qatar": 0.48,
        "Turkey": 0.42,
        "Peru": 0.38,
        "Hungary": 0.32,
        "Philippines": 0.3,
        "Colombia": 0.23,
        "Ireland": 0.22,
        "United States": 0.13,
        "Czech Republic": 0.12,
        "Egypt": 0.07,
        "Hong Kong": 0.06
      },
      "origenPaises": "proxy:EIMI",
      "sectores": {
        "Real Estate": 1.5,
        "Consumer Cyclical": 7.81,
        "Basic Materials": 6.1,
        "Consumer Defensive": 2.72,
        "Technology": 41.97,
        "Communication Services": 5.5,
        "Financial Services": 18.13,
        "Utilities": 1.91,
        "Industrials": 7.49,
        "Energy": 3.34,
        "Healthcare": 3.51
      },
      "categoria": "Diversified Emerging Mkts",
      "ter": 0.09,
      "fecha": "Yahoo Finance · países del índice MSCI Emerging Markets IMI, según la cartera de EIMI (iShares · 23/Oct/2026)",
      "fuentes": [
        "yahoo",
        "proxy:EIMI"
      ]
    },
    "IEUR": {
      "nombre": "iShares Core MSCI Europe ETF",
      "indice": "MSCI Europe IMI",
      "paises": {
        "United Kingdom": 23.01,
        "Switzerland": 15.03,
        "France": 14.32,
        "Germany": 13.52,
        "Netherlands": 8.59,
        "Spain": 6.05,
        "Sweden": 5.37,
        "Italy": 4.82,
        "Denmark": 2.57,
        "Belgium": 1.8,
        "Finland": 1.74,
        "Norway": 1.07,
        "Ireland": 0.81,
        "Austria": 0.54,
        "Portugal": 0.33,
        "European Union": 0.32,
        "United States": 0.02
      },
      "origenPaises": "proxy:SMEA",
      "sectores": {
        "Real Estate": 1.38,
        "Consumer Cyclical": 6.54,
        "Basic Materials": 5.66,
        "Consumer Defensive": 7.75,
        "Technology": 9.58,
        "Communication Services": 3.51,
        "Financial Services": 24.02,
        "Utilities": 4.33,
        "Industrials": 19.7,
        "Energy": 5.35,
        "Healthcare": 12.18
      },
      "categoria": "Europe Stock",
      "ter": 0.1,
      "fecha": "Yahoo Finance · países del índice MSCI Europe IMI, según la cartera de SMEA (iShares · 23/Oct/2026)",
      "fuentes": [
        "yahoo",
        "proxy:SMEA"
      ]
    },
    "EZU": {
      "nombre": "iShares MSCI Eurozone ETF",
      "paises": {},
      "sectores": {
        "Real Estate": 0.7,
        "Consumer Cyclical": 7.29,
        "Basic Materials": 4.03,
        "Consumer Defensive": 5.26,
        "Technology": 16.86,
        "Communication Services": 3.52,
        "Financial Services": 26.31,
        "Utilities": 6.22,
        "Industrials": 20,
        "Energy": 4.03,
        "Healthcare": 5.79
      },
      "categoria": "Europe Stock",
      "ter": 0.5,
      "fecha": "Yahoo Finance",
      "fuentes": [
        "yahoo"
      ]
    },
    "EWJ": {
      "nombre": "iShares MSCI Japan ETF",
      "paises": {
        "Japan": 100
      },
      "origenPaises": "override",
      "sectores": {
        "Real Estate": 1.73,
        "Consumer Cyclical": 11.14,
        "Basic Materials": 2.84,
        "Consumer Defensive": 3.44,
        "Technology": 22.04,
        "Communication Services": 9.56,
        "Financial Services": 19.34,
        "Utilities": 0.96,
        "Industrials": 22.75,
        "Energy": 0.95,
        "Healthcare": 5.25
      },
      "categoria": "Japan Stock",
      "ter": 0.49,
      "fecha": "Aproximado por índice (fondo de un solo país)",
      "fuentes": [
        "override",
        "yahoo"
      ]
    },
    "MCHI": {
      "nombre": "iShares MSCI China ETF",
      "paises": {
        "China": 100
      },
      "origenPaises": "override",
      "sectores": {
        "Real Estate": 1.53,
        "Consumer Cyclical": 22.51,
        "Basic Materials": 5.33,
        "Consumer Defensive": 2.98,
        "Technology": 11.61,
        "Communication Services": 18.15,
        "Financial Services": 20.96,
        "Utilities": 1.66,
        "Industrials": 4.85,
        "Energy": 3.75,
        "Healthcare": 6.67
      },
      "categoria": "Greater China Region",
      "ter": 0.59,
      "fecha": "Aproximado por índice (fondo de un solo país)",
      "fuentes": [
        "override",
        "yahoo"
      ]
    },
    "INDA": {
      "nombre": "iShares MSCI India ETF",
      "paises": {
        "India": 100
      },
      "origenPaises": "override",
      "sectores": {
        "Real Estate": 1.42,
        "Consumer Cyclical": 12.28,
        "Basic Materials": 8.46,
        "Consumer Defensive": 5.19,
        "Technology": 7.64,
        "Communication Services": 5.06,
        "Financial Services": 29.73,
        "Utilities": 4.25,
        "Industrials": 10.23,
        "Energy": 8.31,
        "Healthcare": 7.43
      },
      "categoria": "India Equity",
      "ter": 0.61,
      "fecha": "Aproximado por índice (fondo de un solo país)",
      "fuentes": [
        "override",
        "yahoo"
      ]
    },
    "FXI": {
      "nombre": "iShares China Large-Cap ETF",
      "paises": {
        "China": 100
      },
      "origenPaises": "override",
      "sectores": {
        "Real Estate": 1,
        "Consumer Cyclical": 25.58,
        "Basic Materials": 3.6,
        "Consumer Defensive": 0.81,
        "Technology": 6.34,
        "Communication Services": 15.17,
        "Financial Services": 36.38,
        "Utilities": 0.37,
        "Industrials": 2.35,
        "Energy": 5.12,
        "Healthcare": 3.26
      },
      "categoria": "Greater China Region",
      "ter": 0.73,
      "fecha": "Aproximado por índice (fondo de un solo país)",
      "fuentes": [
        "override",
        "yahoo"
      ]
    },
    "EWZ": {
      "nombre": "iShares MSCI Brazil ETF",
      "paises": {
        "Brazil": 100
      },
      "origenPaises": "override",
      "sectores": {
        "Consumer Cyclical": 1.68,
        "Basic Materials": 12.96,
        "Consumer Defensive": 4.17,
        "Communication Services": 1.69,
        "Financial Services": 34.43,
        "Utilities": 12.8,
        "Industrials": 11.88,
        "Energy": 18.11,
        "Healthcare": 2.28
      },
      "categoria": "Focused Region",
      "ter": 0.59,
      "fecha": "Aproximado por índice (fondo de un solo país)",
      "fuentes": [
        "override",
        "yahoo"
      ]
    },
    "EWG": {
      "nombre": "iShares MSCI Germany ETF",
      "paises": {
        "Germany": 100
      },
      "origenPaises": "override",
      "sectores": {
        "Real Estate": 0.75,
        "Consumer Cyclical": 7.06,
        "Basic Materials": 5.28,
        "Consumer Defensive": 1.47,
        "Technology": 16.42,
        "Communication Services": 5.4,
        "Financial Services": 22.86,
        "Utilities": 4.63,
        "Industrials": 28.89,
        "Healthcare": 7.22
      },
      "categoria": "Focused Region",
      "ter": 0.49,
      "fecha": "Aproximado por índice (fondo de un solo país)",
      "fuentes": [
        "override",
        "yahoo"
      ]
    },
    "EWU": {
      "nombre": "iShares MSCI United Kingdom ETF",
      "paises": {
        "United Kingdom": 100
      },
      "origenPaises": "override",
      "sectores": {
        "Real Estate": 0.7,
        "Consumer Cyclical": 3.72,
        "Basic Materials": 8.59,
        "Consumer Defensive": 14.1,
        "Technology": 0.66,
        "Communication Services": 2.26,
        "Financial Services": 26.08,
        "Utilities": 4.92,
        "Industrials": 13.27,
        "Energy": 12.76,
        "Healthcare": 12.95
      },
      "categoria": "Focused Region",
      "ter": 0.5,
      "fecha": "Aproximado por índice (fondo de un solo país)",
      "fuentes": [
        "override",
        "yahoo"
      ]
    },
    "EWQ": {
      "nombre": "iShares MSCI France ETF",
      "paises": {
        "France": 100
      },
      "origenPaises": "override",
      "sectores": {
        "Real Estate": 1.27,
        "Consumer Cyclical": 10.81,
        "Basic Materials": 7.39,
        "Consumer Defensive": 8.38,
        "Technology": 3.77,
        "Communication Services": 2.65,
        "Financial Services": 13.4,
        "Utilities": 2.28,
        "Industrials": 33.42,
        "Energy": 8.24,
        "Healthcare": 8.39
      },
      "categoria": "Focused Region",
      "ter": 0.5,
      "fecha": "Aproximado por índice (fondo de un solo país)",
      "fuentes": [
        "override",
        "yahoo"
      ]
    },
    "EWP": {
      "nombre": "iShares MSCI Spain ETF",
      "paises": {
        "Spain": 100
      },
      "origenPaises": "override",
      "sectores": {
        "Real Estate": 2.29,
        "Consumer Cyclical": 4.24,
        "Technology": 5.51,
        "Communication Services": 2.54,
        "Financial Services": 45.61,
        "Utilities": 20.73,
        "Industrials": 14.07,
        "Energy": 5.01
      },
      "categoria": "Focused Region",
      "ter": 0.5,
      "fecha": "Aproximado por índice (fondo de un solo país)",
      "fuentes": [
        "override",
        "yahoo"
      ]
    },
    "EWL": {
      "nombre": "iShares MSCI Switzerland ETF",
      "paises": {
        "Switzerland": 100
      },
      "origenPaises": "override",
      "sectores": {
        "Real Estate": 0.9,
        "Consumer Cyclical": 5.7,
        "Basic Materials": 7.58,
        "Consumer Defensive": 13.09,
        "Technology": 1.07,
        "Communication Services": 1.32,
        "Financial Services": 19.57,
        "Utilities": 0.41,
        "Industrials": 12.33,
        "Healthcare": 38.04
      },
      "categoria": "Focused Region",
      "ter": 0.5,
      "fecha": "Aproximado por índice (fondo de un solo país)",
      "fuentes": [
        "override",
        "yahoo"
      ]
    },
    "EWN": {
      "nombre": "iShares MSCI Netherlands ETF",
      "paises": {
        "Netherlands": 100
      },
      "origenPaises": "override",
      "sectores": {
        "Real Estate": 0.61,
        "Consumer Cyclical": 5.21,
        "Basic Materials": 5.52,
        "Consumer Defensive": 10.36,
        "Technology": 33.4,
        "Communication Services": 9.11,
        "Financial Services": 21.48,
        "Industrials": 9.57,
        "Energy": 2.21,
        "Healthcare": 2.52
      },
      "categoria": "Focused Region",
      "ter": 0.5,
      "fecha": "Aproximado por índice (fondo de un solo país)",
      "fuentes": [
        "override",
        "yahoo"
      ]
    },
    "EWA": {
      "nombre": "iShares MSCI Australia ETF",
      "paises": {
        "Australia": 100
      },
      "origenPaises": "override",
      "sectores": {
        "Real Estate": 4.11,
        "Consumer Cyclical": 6.54,
        "Basic Materials": 25.43,
        "Consumer Defensive": 3.99,
        "Technology": 0.78,
        "Communication Services": 1.34,
        "Financial Services": 42.01,
        "Utilities": 1.66,
        "Industrials": 4.11,
        "Energy": 4.46,
        "Healthcare": 5.59
      },
      "categoria": "Focused Region",
      "ter": 0.5,
      "fecha": "Aproximado por índice (fondo de un solo país)",
      "fuentes": [
        "override",
        "yahoo"
      ]
    },
    "EWC": {
      "nombre": "iShares MSCI Canada ETF",
      "paises": {
        "Canada": 100
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